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Free Credit Reports 360
Review
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View your credit reports at no-cost when
registering for the no-cost trial membership
with Free Credit Reports
360, you will be charged
nothing within the first 2 days.
There is a $1.00 fee for Internet access to
your credit reports over the 7-day trial
membership fee that is billed to you the 3rd
day of you joining this program. Free Credit
Reports 360 is powered by Credit Analysis and
is owned by the same company that brings us
Free Credit Reports Instantly. With your
quality of life and amounts you pay on
important needs now hinging on the size of your
credit score, everyone needs to investigate
their credit files.
You will have access to all 3 of your credit
reports and scores. Your FICO score is made
available to you as a separate discount offer
made only to members of the program. The credit
reports you receive contain all the full
information contained in reports obtained from
all credit report services. With only 2% of
America knowing what is on their credit report
or what their credit score is, it is clear that
many more US consumers will need access to
their credit files. Reviewing your credit
report for accuracy is advisable with the
rapidly growing number identity theft
victims.
Official Free Credit Reports 360
Homepage
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Free Credit Reports 360 Feedback
& Overview
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Rating: 
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Actual Customer Feedback:
"I requested my free credit report and
found they charged my credit card 1.00 three
times and then 7 days later charged my card
29.95 twice. Please do not use this
company...."
Portion of actual user comment on
ComplaintsBoard.com
"Free Credit Report is NOT free! I
expected their $1.00 refundable charge...
but 3 days later they added two additional
$29.95 charges to my credit card that were
NOT AUTHORIZED! I will not be refunded for
the charges...."
Portion of actual user comment on
RipoffReport.com
"Not only do they charge you for
things not authorized, they are spammers
too!!! Our company server has been
bombarded with gambling, Viagra and other
spam since I went through the process of
getting my credit report from
them...."
Portion of actual user comment on
ComplaintsBoard.com
This free credit report website is not offered
through a bank or a credit reporting bureau.
Furthermore, paying $1.00 for Internet access
to your free credit report is misleading. There
are a total of 87 complaints against them with
the BBB, all have been resolved over the past
36 months. This is not just a case of people
reading beyond the words "free credit report"
at the top of the site. There are many, many
complaints of double and triple billing for one
trial membership registration. made by more
than one subsidiary of the corporation that
owns FreeCreditReports360.com. The credit
reporting business is no place for a company
whose sole interest lies in selling memberships
in various savings clubs. Proceed with caution
here.
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| Free Credit Reports 360
Product/Service Details |
| Company Info: |
FreeCreditReports360.com is
owned and operated by Vertrue, Inc. whose
headquarters are physically located in Omaha,
NE. Vertrue is a holding company with a number
of DBA subsidiary websites that sell membership
program packages under a variety of names that
offer consumers discounts for credit reports,
healthcare, travel, entertainment and fashion.
Vertrue is not a BBB Accredited business. |
| Product
Specifications: |
You can choose between monthly billed program
renewal and an annual prepaid service program
with Free Credit Reports 360 membership
programs.
You get access to all three of your credit
reports and credit scores as provided by Credit
Analysis. You may pay an additional fee to the
provider for access to your Fico score and
other promotions. Your credit reports will give
you a full view of all entries under the 4
areas of your credit file: Detailed Credit
history of payments and amounts owed. Public
Records such as financial related court
proceedings. Credit Account Summary showing all
accounts open and closed, historical high
balances and payment records along with
delinquent accounts reported.
Read Terms & Conditions.
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| Price: |
Free Membership: $1.00 after 3 days access to
your credit report.
Monthly Membership: $29.95 billed
immediately at the end of the free 7-day trial
membership period.
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| Return Policy: |
Annual Membership : prorated or full
refund is stated to be made without any further
information.
Monthly Membership: prorated or full refund
is stated to be made without any further
information.
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Rating: Official Free Credit Reports 360
Homepage
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