Free Credit Reports 360

 

ID Theft Prevention Reviews, Facts, and Info: Whole-Site

 
Free Credit Reports 360 Review
360 
View your credit reports at no-cost when registering for the no-cost trial membership with Free Credit Reports 360, you will be charged nothing within the first 2 days. 

There is a $1.00 fee for Internet access to your credit reports over the 7-day trial membership fee that is billed to you the 3rd day of you joining this program. Free Credit Reports 360 is powered by Credit Analysis and is owned by the same company that brings us Free Credit Reports Instantly. With your quality of life and amounts you pay on important needs now hinging on the size of your credit score, everyone needs to investigate their credit files.

You will have access to all 3 of your credit reports and scores. Your FICO score is made available to you as a separate discount offer made only to members of the program. The credit reports you receive contain all the full information contained in reports obtained from all credit report services. With only 2% of America knowing what is on their credit report or what their credit score is, it is clear that many more US consumers will need access to their credit files. Reviewing your credit report for accuracy is advisable with the rapidly growing number identity theft victims.

Official Free Credit Reports 360 Homepage

Free Credit Reports 360 Feedback & Overview

Rating: 5star

Actual Customer Feedback:
 
"I requested my free credit report and found they charged my credit card 1.00 three times and then 7 days later charged my card 29.95 twice. Please do not use this company...."
Portion of actual user comment on ComplaintsBoard.com

"Free Credit Report is NOT free! I expected their $1.00 refundable charge... but 3 days later they added two additional $29.95 charges to my credit card that were NOT AUTHORIZED! I will not be refunded for the charges...."
Portion of actual user comment on RipoffReport.com

"Not only do they charge you for things not authorized, they are spammers too!!! Our company server has been bombarded with gambling, Viagra and other spam since I went through the process of getting my credit report from them...."
Portion of actual user comment on ComplaintsBoard.com


This free credit report website is not offered through a bank or a credit reporting bureau. Furthermore, paying $1.00 for Internet access to your free credit report is misleading. There are a total of 87 complaints against them with the BBB, all have been resolved over the past 36 months. This is not just a case of people reading beyond the words "free credit report" at the top of the site. There are many, many complaints of double and triple billing for one trial membership registration. made by more than one subsidiary of the corporation that owns FreeCreditReports360.com. The credit reporting business is no place for a company whose sole interest lies in selling memberships in various savings clubs. Proceed with caution here.
Free Credit Reports 360 Product/Service Details
Company Info: FreeCreditReports360.com is owned and operated by Vertrue, Inc. whose headquarters are physically located in Omaha, NE. Vertrue is a holding company with a number of DBA subsidiary websites that sell membership program packages under a variety of names that offer consumers discounts for credit reports, healthcare, travel, entertainment and fashion. Vertrue is not a BBB Accredited business.
Product Specifications: You can choose between monthly billed program renewal and an annual prepaid service program with Free Credit Reports 360 membership programs.

You get access to all three of your credit reports and credit scores as provided by Credit Analysis. You may pay an additional fee to the provider for access to your Fico score and other promotions. Your credit reports will give you a full view of all entries under the 4 areas of your credit file: Detailed Credit history of payments and amounts owed. Public Records such as financial related court proceedings. Credit Account Summary showing all accounts open and closed, historical high balances and payment records along with delinquent accounts reported. Read Terms & Conditions.

Price: Free Membership: $1.00 after 3 days access to your credit report.

Monthly Membership: $29.95 billed immediately at the end of the free 7-day trial membership period.

Return Policy: Annual Membership :  prorated or full refund is stated to be made without any further information.

Monthly Membership: prorated or full refund is stated to be made without any further information.

Rating:5star
Official Free Credit Reports 360 Homepage

 

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