Your Official Credit Report

Your Official Credit Report Review
	The trial offer from Your Official Credit Report does off you a great package that is completely free for the first 72 hours. Free Gas or Free Gift Card worth $25.00! You can access all of the Members Only benefits for only $3.49 for the next 7 days to make sure that you are happy with the services. If no cancellation is made at the end of the full trial period of 10 days the membership fee of $23.91 per month begins billing. There appears to be great benefits from the Members Only Credit & Credit Monitoring Program (CMP) affiliated with the Your Official Credit Report website. Not only do you have round the clock daily credit monitoring and email notification whenever any changes occur in your credit file there is unlimited access to your 3-in-1 credit report. You also get CreditXpert where you can get tips and some guidance at how to go about raising your credit score from the pros. Plus you have free unlimited access to a dispute center with Credit Defender that can help you get dispute items removed from your credit file. The frosting on the cake with Members Only CMP is insurance against losses due to identity theft up to $20,000 through American International Group (AIG) coverage. It would appear that CMP has every angle of managing your credit report covered for a reasonable price and nicely packaged as one program. Official Your Official Credit Report Homepage
Your Official Credit Report Feedback & Overview
Rating:	Actual Customer Feedback: *"Got my online credit report almost instantly and free of charge..."* Portion of actual user comment on Answers.Yahoo.com This may be an excellent package for people who need to dispute derogatory items in their credit file. The monthly membership fee is higher than other programs for credit monitoring, but offers a more comprehensive package of benefits. The Identity Theft Expense Insurance through AIG is also not available to residents of NY. With only one locatable customer feedback entry I could not give this one a 5 Star rating though it may well be very deserving since there aren't any negative postings found either. Try it ... you just may like it! None of the comprehensive monitoring programs are free but this one sounds like the best buy for your money.
Your Official Credit Report Product/Service Details
Company Info:	YourOfficialCreditReport.com is owned and operated by EquiData in Newport News, VA. Originally began in 1905 as the Peninsula Grocer's Association. The PGA created a 3x5 index card system to keep track of non-paying customer's as an aid to protect grocer's. EquiData grew from those early beginnings into one of today's leading credit reporting firms. Visit EquiData's Website.
Product Specifications:	Following the totally no-cost trial hours and extended low cost initial new member offer period, the services gained through the Members Only Credit & Credit Monitoring Program (CMP) include: Free personalized credit report. "Credit Monitoring": Unlimited access to your compiled credit report and credit scoring. Constant credit monitoring to ensure you don't miss the possibility of ID theft from the very beginning of attack. "CreditXpert/Credit Wizard": Professional assistance in finding ways to raise your credit score. "Credit Defender": A service that is 99% effective at getting errors removed from your credit file. "ID Theft Insurance": Protection from losses up to $20,000 including wages, legal fees and other costs incurred by such victims of this crime.
Price:	Set-Up Fee: $3.49 after 72-hrs trial membership. Membership fees start after a total of 10 days. Membership Fee: $23.91 monthly for continuing use of credit monitoring services.
Return Policy:	Set-Up Fees and Processing Fees are Non-Refundable. Membership cancellations stops automatic billing in following months. No refunds are available if products were used.
Rating: Official Your Official Credit Report Homepage